Homeownership Starts Right Here Now

realtor_danielgellibert There’s a lot to digest when it comes to understanding how mortgage rates shift and change over time, and we aren’t going to get into all of that today. But if there’s one thing to watch on where they’re likely headed, it’s the 10-year treasury yield. Basically, the 10-year treasury yield is a widely watched benchmark for long-term interest rates. And as the yield goes up or down, mortgage rates tend to follow. The good news is – the gap between the two is starting to narrow. And with experts saying the 10-year yield should come down going into next year, that means there’s room for mortgage rates to come down too. I know this is a lot to keep track of. And that’s exactly why you should have an expert on your side. I’ll do the heavy lifting for you and will keep you posted as new data comes out and as rates fall further. DM me the ideal mortgage rate you’re looking for, and when we hit that number, I’ll be the first to let you know. 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert Saving to buy a home? Don’t forget your closing costs. They’re not the same everywhere. In some states they average roughly $2-3K. In others, nearly $20K. This map shows the state averages. Use it as a ballpark for your budget, but be sure to work with a local agent and lender to get your real number before you start shopping. Because it depends on taxes where you live, the home’s price, and more. DM me if you want an estimate on what you can expect to pay in our area. Or, if you’re looking for tips on how to bring that number down. 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert Home sales are expected to pick up next year. If you want to be ready to move when the market picks up, let’s build your plan now. 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert It looks like affordability is finally starting to show some signs of improvement this fall. Mortgage rates have come down lately. Home price growth has slowed. And wages are rising. Together, those 3 changes mean the typical monthly payment is now $290 lower than it was just a few months ago. That shift has already helped some buyers jump back into the market. Curious if the numbers work for your budget now? Let’s take another look. 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert 79% of homeowners surveyed regret waiting to sell. If you’ve been holding off, take this as your sign. Don’t let “I wish I sold sooner” become part of your story. 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert While you’ve been out and about living your life, your house has been quietly building your wealth in the background. And that hidden wealth is called equity. When prices go up over time and as you pay your mortgage, that number climbs. According to the latest data, the average homeowner has around $302K in equity right now. That’s 6 figures you could be sitting on without even realizing it. When was the last time you had a professional show you what your home is actually worth, and how much equity you likely have? DM me and we’ll run your personalized numbers, so you know exactly what you’re working with. It might be exactly what you need to fuel your next move… 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert Based on the latest economic data, the Fed is expected to cut the Federal Funds Rate more than once this year. Here’s why that matters. Mortgage rates don’t follow the Fed’s actions directly, but they do respond to what financial markets expect the Fed will do. If markets believe cuts are coming, mortgage rates could move lower. That’s great news for you, because even small drops in mortgage rates can make a big difference if you’re buying a home. But all of this is going to depend on where the economy goes from here – and that’s something I’ll keep you posted on. Want to see what today’s numbers could mean for your budget? Let’s connect. 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert The number of homes for sale is the highest it’s been since 2020. Let’s connect if you want to see what’s available in our local market. 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert The number of homes actively for sale is at its highest point since 2020 — and that’s a big deal for any homebuyer out there. That gives you the widest selection of homes to choose from right now that you’ve had in five years. That means a better shot at finding the home that truly fits and the chance to make a deal on your terms. Want to see what’s for sale in our local market? DM me. 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert What’s Fueling Florida’s Housing Recovery | 📲 (954)-466-4633 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 CPDE #MiamiRealEstate #MiamiRealtor #MiamiHomes #MiamiLiving #MiamiLuxuryRealEstate #MiamiProperty #MiamiListings #SouthFloridaRealEstate #MiamiCondos #MiamiBeachLiving

realtor_danielgellibert If your house isn’t getting offers you’re comfortable with, you may be thinking: maybe I’ll just rent it instead. And the truth is, a growing number of homeowners are making that choice right now. They’re called “accidental landlords.” But here’s the thing you need to remember before you go that route, too. There’s probably a reason renting your home wasn’t the original plan. Because renting often isn’t as easy as it sounds. Not every house makes a good rental. Plus, it comes with a lot more responsibility (and risk) than most people expect, like extra expenses, repairs, and the stress of being on call 24/7. Make sure to carefully weigh the pros and cons before you decide what to do. For some homeowners, it may not be worth it. 📲 (305) 877-0654 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 Certified distressed Property Exp. ℹ️ Information Lic Real Estate . . . . . #TopTierInternationalRealty #newhomes #newconstruction #SouthFlorida

realtor_danielgellibert Happy Labor Day | 📲 (954)-466-4633 🧑‍💻DanielGellibertRealtor.com 📧 Dgellibert @gmail.com 🏡Sell , Rent, Buy , Invest 🏠 CPDE #MiamiRealEstate #MiamiRealtor #MiamiHomes #MiamiLiving #MiamiLuxuryRealEstate #MiamiProperty #MiamiListings #SouthFloridaRealEstate #MiamiCondos #MiamiBeachLiving